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Commercial hurricane insurance helps protect your business in the event of a hurricane.

Commercial Hurricane Insurance - Hurricane Wreckage of a Hotel Building after a Storm

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Keep your business from blowing away with commercial hurricane insurance.

Commercial property insurance may not cover hurricanes.

You might not know this, but your commercial property insurance may exclude hurricane damage from your policy or it may contain a high deductible. In that case, you will need a separate policy to go with your standard commercial property insurance. Factors like the location of your business, proximity to the coast, and your insurance carrier will likely influence the cost of your policy. However, when looking at the potential for many thousands of dollars in damages from just one storm, it’s beneficial to consider hurricane coverage.

Hurricanes can do a lot more than just damage your property.

Hurricanes devastate communities, resulting in flooded roads, fallen trees, and downed power lines to name a few. All of this, combined with any damage to your property, could cause your business to be shut down for days, weeks, or even longer. Including business interruption insurance with your commercial hurricane insurance policy may help you avoid financial difficulties by providing your business with income until you are able to resume your normal operations.

Commercial hurricane insurance is not flood insurance.

While it’s important to know what commercial hurricane insurance does cover, it’s also important to know what it does not cover. The heavy rainfall from a hurricane can cause major flooding, which may result in harm to your business. However, your insurance policy will not provide coverage for that damage. Flood insurance is a separate policy that you may want to get in addition to your commercial hurricane insurance to provide more protection for your business.

  How much does commercial hurricane insurance cost?

The cost of your policy depends on a number of factors, including where your business is located, how far from the coast you are, and the risk of hurricanes in your region.

  Do you need hurricane coverage for your business?

If you are in a region that’s at risk of damage from hurricanes, you have to consider how your business will survive after damages or loss of your building or assets and if you’d be able to afford repairs and replacements.

Your business should consider how to mitigate your risks.

While you’ll never be able to stop a hurricane from happening, there are ways that your business can prepare for the worst and mitigate the risks that hurricanes pose to it. Risk management services may help you plan for potential hurricanes by examining your current coverage for gaps and then finding coverage to protect your property, employees, and equipment. Taking risk management steps may help save you money in the long run.

Want to learn more about commercial hurricane insurance and how it may help protect your business in the event of a storm? Contact us for more information and your coverage options.

Find Your Coverage

We’re here to help you explore your coverage options.

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Contact Adkisson Insurance Agency

Our Florence, KY Office

1511 Cavalry Drive, Suite 101
Florence, KY 41042

 859-341-2663
Email Us
 859-341-8323 fax

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  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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